Historic credit issues? Not sure if you qualify for car finance?

Here at Trade & Save, we pride ourselves on offering competitive rates of finance for our used cars. Whatever your budget and chosen model, we’ll help you find the most affordable way of covering the cost.

We have access to 14 different lenders, and can find the terms that suit your credit profile, so even if your credit history isn’t as healthy as you’d like, you still have a good chance of securing a vehicle. The service is quick and convenient, free of charge and there’s no obligation to commit to a deal once you’ve received the quote.

Anyone aged 22 years or over and has lived in the UK for at least three years can apply for finance, provided they hold a full UK or provisional driving licence. You must also be employed or self-employed, earning at least £850 per month after tax. Our average representative APR is 27.9%. 

Our prearranged car finance facility has been specifically designed to help customers who may have had a poor credit history to find a car that fits within their monthly budget.

  • Complete the brief online application to receive and instant decision at any time of day or night
  • Obtain a credit limit that suits your ideal monthly budget
  • Visit the dealership to test drive a selection of cars that you already know are affordable

We will be happy to consider all buyers and may still be able to help by providing poor credit car finance at our dealership in Worcester.

Our customer services team will be happy to answer any questions you may have.

Contact us today for more information.

Credit rating explained:

  • A lender will tend to judge your finance application based on 2 key areas:

i) how you have paid credit in the past (ie your ‘credit history’)
ii) your overall current ‘profile’ (ie how long you have been at your address and how long you have been in your current in job etc etc).

  • The lender will then combine these two elements to create an overall ‘credit score’ or ‘credit rating’ for you as a potential customer.
  • With access to 14 lenders, we are therefore able to cater for most credit statuses

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